Frequently Asked Questions

We provide two types of FAQs for clarity: one focusing on contractual terms (directly based on our Terms & Conditions) and another covering general services and features. This avoids duplication and ensures consistent communication.

Part A: Key Contract Terms with Schwarzman LLC

Your contract runs for an indefinite period, with a minimum term of five (5) years. After this period, it automatically renews every 12 months. Early termination by the customer is not possible. A customer may request termination, but Schwarzman decides at its sole discretion whether to grant it.

The minimum investment is USD 10,000 or the equivalent of EUR 10,000.

No. Upon termination or withdrawal, only the funds actually available to Schwarzman will be repaid – after deduction of fees, costs, market losses, and any restrictions imposed by our Partners (e.g., banks or exchanges). A 100% repayment of invested capital cannot be guaranteed.

All of Schwarzman’s services rely on these Partners. If a Partner freezes transactions, restricts accounts, or suspends services, the customer bears the risk. Schwarzman is not liable for any Partner-related decisions.

Schwarzman operates on a best-efforts basis. This means we execute orders diligently but do not accept liability for delays, outages, market movements, or technical issues.

All contracts are governed exclusively by the law of the Cayman Islands. The place of jurisdiction is also the Cayman Islands. Even if proceedings are brought in London for practical reasons, Cayman Islands law still applies without exception.

Yes. Schwarzman reserves the right to terminate any contract at any time, especially for regulatory or compliance reasons. In such cases, customer funds may be withheld until all issues are resolved.

Part B: General Services & Features

Schwarzman LLC is a Cayman Islands–based financial service provider. We operate an independent ecosystem offering premium payment solutions, discreet account options, and access to crypto and fiat settlement services. Our focus is on privacy, flexibility, and efficiency within the boundaries of our operating framework.

We issue premium, anonymized credit cards designed for international use:

  • Typical daily spending limits: up to €50,000
  • One-time issuance fee: €1,500
  • Linked to a minimum reference deposit of €10,000 (USD/EUR equivalent)

No. The €10,000 deposit is separate from your transaction balance. It must remain with Schwarzman for the full period you hold the card. The deposit accrues 0.5% monthly interest, calculated annually. The interest (about €600 per year) is automatically used to offset the annual card fee, making the card effectively cost-neutral while the deposit is in place.

We facilitate conversions between fiat and crypto through our private settlement network. Execution is carried out on a best-efforts basis and depends on liquidity, partner availability, and market conditions.

Our fee is typically 1% of the settlement amount (with a maximum of 2%). The fee is applied after the transaction has been executed.

Yes. Customers may initiate fiat payments (such as SEPA transfers) funded from crypto holdings. Conversion occurs within our settlement process and is subject to standard fees and partner acceptance.

These are IBANs issued within our network and used exclusively for settlement purposes. While transactions are confidential within our system, processing remains subject to the policies and availability of our banking and exchange partners.

Onboarding is managed directly by Schwarzman. While streamlined, it requires verification to ensure compliance with our operating requirements. Once accepted, clients receive secure access credentials.

Customer data is stored on secure servers in multiple jurisdictions. Operational processes are designed with a strong emphasis on confidentiality, though we cannot eliminate all risks arising from third-party providers or technical infrastructure.

Our team is available through secure communication channels and private consultation sessions. Response times depend on case complexity, but we aim to address client inquiries promptly.

Key Features

  • Privacy-oriented framework: Customer information is handled with discretion.
  • Flexible settlement options: Access to both fiat and crypto transactions.
  • Transparent fees: Flat 1% settlement fee (max. 2%).
  • Reference deposit model: Deposits offset card issuance costs over time, subject to market performance.

Schwarzman LLC is incorporated in the Cayman Islands (Reg. No. CR-5512).

All agreements are governed exclusively by Cayman Islands law.

The Cayman Islands courts have exclusive jurisdiction. If, for practical reasons, proceedings are brought in London (UK), Cayman Islands law remains the applicable law.

Schwarzman operates within the legal and contractual frameworks available through its Partners. We are dependent on their policies and decisions, which may affect service availability. Customers acknowledge and accept that such dependencies may create operational limitations.